MCA Lender Profiles: CFPB Complaints, Tactics, and Borrower Reviews
March 1, 2025·10 min read
Contents
Not all MCA lenders operate the same way. This guide profiles major MCA lenders using publicly available data including CFPB complaint filings, BBB records, and court documents.
How to Evaluate Any MCA Lender Before Signing
Check the CFPB complaint database, the Better Business Bureau, CourtListener for federal court filings, and your state attorney general's enforcement database.
Yellowstone Capital
Yellowstone Capital's $534 million settlement with the New York AG in 2023 is the largest MCA enforcement action ever recorded. The NY AG alleged misrepresentation of cost, systematic refusal of reconciliation requests, and use of COJ filings against out-of-state borrowers.
Frequently Asked Questions
How do I find out if my MCA lender has been subject to regulatory action? Search the New York AG's enforcement database, your state AG's database, and the CFPB enforcement actions database.
This article is for educational purposes only. The information is based on publicly available records. Nothing in this article constitutes legal advice.
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