Tools
Contract Intelligence Tool
Upload any MCA contract. Our AI extracts the real APR, flags hidden terms, and scores your lender in seconds — free.
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Analyze Your Contract
Got an Offer?
Before you sign, see the true cost. Upload your offer and we'll surface the real APR and flag hidden terms.
Already Funded?
Find out if you're overpaying. See how your lender ranks and discover refinancing options.
Drag and drop your contract here
PDF, JPG, PNG · Max 20 MB
Free · Private · No signup required
No contract? Take the quick assessment →What You Get
Real APR Calculation
We convert factor rates to annual percentage rates so you can compare apples to apples.
Hidden Terms Detection
Our AI flags problematic clauses like personal guarantees, confessions of judgment, and stacking restrictions.
Lender Score
See how your lender ranks against our database of rated MCA providers.